USDA Loans


The USDA home loan program was established to help people purchase residential and commercial real estate in rural areas. Eligibility is based upon your household income and the location of the property.

The program covers both single and multi-family residential units as well as property for business use. Household income eligibility varies by state, and Universal Lending Corporation can help you to review your potential eligibility using a variety of government-regulated formulas and maps.

It’s important to note that USDA loans are not just for farmers anymore. In fact, millions of folks can now qualify for these loans. USDA loans tend to offer better terms than an FHA or conventional loans, including lower rates and zero down financing. A USDA loan can be used to buy a new home or even to refinance an existing home at a lower interest rate.

If you are considering the purchase of a new home or property outside a major metropolitan area, we can assist you in examining all of your options. To discuss your mortgage needs, please call Universal Lending Corporation at 303-815-6655 or click here to email us and request more information.

Free Mortgage Quote

Fill out the form below or click HERE to receive your 100% free quote



6775 E. Evans Ave

Direct: 303-815-6655

Denver, CO 80224

FAX: 720-367-5492

NMLS 772290

CO License #100036910     |     Company NMLS #2996

Licensing Disclosure - NMLS Consumer Access Site
Regulated by The Division of Real Estate
Equal Housing Opportunity

Call Now at